Certificates of Deposit

Synergy CD’s

Synergy's Certificates of Deposit offer a higher rate of interest with an array of terms to suit your financial needs.  Contact us or come by for a visit to discuss current rates.

• Fixed interest rate for term of CD
• Terms range from 7 days to 5 years*
• Flexible interest payment options – add to CD, interest checks, or transfer to another account
• $1,000 minimum to open account

7 Day CD

A short-term Certificate of Deposit providing the flexibility of a savings account with the higher yield of a CD.

• Interest-bearing
• 7 day maturity with automatic reneweal feature*
• Additional deposits of any amount may be added to the account at any time
• Partial withdrawals are allowed*
• $1,000 minimum to open account

Junior CD

Synergy's Special 6-month Certificate of Deposit with a lower opening balance for those beginning a savings plan.

• Interest-bearing
• 6 month maturity*
• $500 minimum to open account

*Penalty for early withdrawal.

Individual Retirement Accounts

Synergy Bank IRAs help to provide financial security for retirement years or for higher education expenses while providing certain tax advantages. For Traditional, Roth, and Education IRAs, Synergy offers a wide range of terms to cater to your needs. Contact us or come by for a visit to discuss current rates.

• Competitive yields
• Fixed Rate Terms range from 6 months to 5 years with $1,000 minimum deposit ($500 minimum for Education IRAs)
• Flexible interest payment options – add to CD, interest checks, or transfer to another account
• $1,000 minimum to open account