Kasasa Cash

Hands down, Kasasa Cash is the smartest checking account available. This free, high interest account earns a great rate of 2.01% APY* with unlimited check writing and no minimum balance. Add in nationwide ATM fee refunds, free online banking, and a number of other great features, and soon you'll be asking everyone: Do you Kasasa?


Earn 1.01% with Kasasa Saver!

Click here to learn how


Summary


Free Checking That Pays You The 2.01% APY* You Deserve (In Cash)

Kasasa Cash is a free high-interest checking account that puts 2.01% APY* right in your pocket. After all, it's your cash so you should benefit the most from it. Not just in the short term either.  Just you getting the most for your money, every month. Kasasa Cash. Do you Kasasa?


Kasasa Cash is perfect for you if you want:

  • Free checking that gives you extra cash each month
  • No minimum balance
  • Nationwide ATM fee refunds
  • Free Synergy VISAŽ Debit Card
  • Free online banking
  • Free bill pay

To get 2.01% APY* just do these things you probably already do

each monthly qualification cycle**:

  • Have at least 12 debit card purchases post and settle
  • Have at least one direct deposit or ACH auto debit post and settle
  • Enroll and receive eStatements

If you miss a month, don't worry!

You will still enjoy free checking and there's no penalty for not qualifying in a given month. Plus you get a base 0.10% APY* and you get right back to making 2.01% APY* and enjoying ATM refunds the next month you qualify.

 

All across South Louisiana we're paying you back with high-interest checking that's free to use and earns you money. Sign up today.



Early closure fees may apply*.

*All new accounts are subject to a $10.00 fee if the account is closed within 180 days of opening the account.

 

 

 

 

 

 


Kasasa Cash with Saver: *APY=Annual Percentage Yield. APYs accurate as of 3/6/2013. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $1 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 2.01%; and (3) balances over $15,000 earn 0.50% interest rate on the portion of the balance over $15,000, resulting in 2.01% - 0.70% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.10% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 1.01%; and (2) balances over $15,000 in Kasasa Saver earn 0.50% interest rate on portion of balance over $15,000, resulting in 1.01% - 0.57% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.10% APY. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Contact us for more information about the monthly qualification cycle.