Min. to $99,999.00 $100,000.00 & Over
CD Specials: Min. Bal. Interest Rate APY* Interest Rate APY*
2 Year Two-Stepš $1,000.00 0.75% 0.75% 0.75% 0.75%

š One time option to bump the interest rate during the term of the CD to the standard two-step rate at the time the option is exercised.

*APY=Annual Percentage Yield

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Deposit Account Rates Effective

   *APY = Annual Percentage Yield  
Checking Accounts: Min. Bal. Interest

 Rate

 APY*    
Premium Club $1,000.00 0.15% 0.15%    
Synergy Plus $1,000.00 0.15% 0.15%    
Synergy Gold $1,000.00 0.15% 0.15%    
           
Money Market Accounts: Min. Bal. Interest

Rate

 APY*    
Power Plus $15,000.00        
$100,000 & Over   0.30% 0.30%    
$15,000 to $99,999   0.20% 0.20%    
Less than $15,000   0.15% 0.15%    
           
Power $2,500.00        
$100,000 & Over   0.20% 0.20%    
$10,000.00 to $99,999   0.15% 0.15%    
$2,500 to $9,999   0.15% 0.15%    
           
Savings Accounts: Min. Bal. Interest

Rate

 APY*    
Synergy Savings $100.00 0.25% 0.25%    
Minor Savings $50.00 0.25% 0.25%    
uSave Club - Automatic $10.00 0.50% 0.50%    
uSave Club - Coupon Book $10.00 0.35% 0.35%    
Health Savings $100.00 0.15% 0.15%    
           
  Min. to $99,999 $100,000 & Over
Certificates of Deposit: Min. Bal. Interest

Rate

 APY* Interest

Rate

 APY*
7 Day $1,000.00 0.15% 0.15% 0.15% 0.15%
1 Month $1,000.00 0.15% 0.15% 0.15% 0.15%
3 Month $1,000.00 0.25% 0.25% 0.25% 0.25%
Junior CD (6 Months) $500.00 0.25% 0.25% N/A N/A
6 Month $1,000.00 0.35% 0.35% 0.35% 0.35%
1 Year $1,000.00 0.50% 0.50% 0.50% 0.50%
18 Month $1,000.00 0.65% 0.65% 0.65% 0.65%
2 Year Two-Stepš $1,000.00 0.75% 0.75% 0.75% 0.75%
30 Month $1,000.00 0.85% 0.85% 0.85% 0.85%
3 Year $1,000.00 1.00% 1.00% 1.00% 1.00%
4 Year $1,000.00 1.24% 1.25% 1.24% 1.25%
5 Year $1,000.00 1.49% 1.50% 1.49% 1.50%
           
  Min. to $99,999 $100,000 & Over
Fixed Rate IRAs/Education Savings Accounts: Min. Bal. Interest

Rate

 APY* Interest

Rate

 APY*
6 Month $1,000.00 0.35% 0.35% 0.35% 0.35%
1 Year $1,000.00 0.50% 0.50% 0.50% 0.50%
18 Month $1,000.00 0.65% 0.65% 0.65% 0.65%
2 Year Two-Stepš $1,000.00 0.75% 0.75% 0.75% 0.75%
30 Month $1,000.00 0.85% 0.85% 0.85% 0.85%
3 Year $1,000.00 1.00% 1.00% 1.00% 1.00%
4 Year $1,000.00 1.24% 1.25% 1.24% 1.25%
5 Year $1,000.00 1.49% 1.50% 1.49% 1.50%
           
Variable Rate IRAs/Education Savings Accounts: Min. Bal. Interest

Rate

 APY*    
18 Month $100.00 0.55% 0.55%    
           
Savings $100.00        
$100,000 & Over   0.30% 0.30%    
$15,000 to $99,999   0.25% 0.25%    
$2,500 to $14,999   0.25% 0.25%    
Less than $2,500   0.25% 0.25%    

šOne-time option to bump the interest rate during the term of the CD to the standard two-step rate at the time the option is exercised.

 

*APY = Annual Percentage Yield

 

Rates are subject to change without notice.  Please call for current rates.  Fees could reduce the earnings on the accounts.  Penalties may apply to early withdrawals, which could reduce earnings. The above rates are not applicable for government (public fund) deposits.