Boost morale and retain talent — add health savings accounts to your benefits package.

Key Features

Competitive interest

Competitive interest

Free online services

Free Online Services

HSA Debit Card

HSA Debit Card

  • Greater personal control over healthcare management and expenses
  • Prepare for qualified medical expenses
  • Earn competitive interest (contact us at 985-851-2217 for the latest rates)
  • Avoid the $3 monthly service charge with a daily balance of $3,000 or more
  • One-time setup fee of only $10 (waived with company group enrollments)
  • An HSA provides triple tax savings1:
    • Tax deductions when you contribute to your account
    • Tax-free earnings through investment
    • Tax-free withdrawals for qualified medical, dental, vision expenses, and more1
  • Contributions can be made by you, your employer, or a third party
  • Unused funds remain in account year after year; no "use it or lose it" policy
  • Keep your HSA, regardless of career or life changes
  • Free online services
  • Federally insured by FDIC
  • $100 minimum deposit to open2

1Consult your tax advisor.

2All new accounts are subject to a $10 fee if the account is closed within 180 days of opening the account.

  • Provide great benefit to employees
  • Helps retain and attract good employees
  • Contributions are tax deductible1

1Consult your tax advisor.

Eligibility

Most adults under 65 who are not enrolled in Medicare and are covered under a high-deductible health plan (HDHP) can qualify for an HSA, but it is up to the account holders to determine their own eligibility. Please contact your tax advisor for further eligibility requirements.

2018 HDHP Limits

  • Minimum annual deductible $1,300 (individual) and $2,700 (family)
  • Maximum annual deductible plus out-of-pocket expenses $6,650 (individual) and $13,300 (family)
  • 2018 HSA Contribution Limits: (2018 contributions can be made until April 16, 2019):
    • $3,450 (individual) $4,450 if age 55 or older1
    • $6,850 (family) $7,850 if age 55 or older1

2017 HDHP Limits

  • Minimum annual deductible $1,300 (individual) and $$2,600 (family)
  • Maximum annual deductible plus out-of-pocket expenses $6,550 (individual) and $13,100 (family)
  • 2017 HSA Contribution Limits: (2017 contributions can be made until April 17, 2018):
    • $3,400 (individual) $4,400 if age 55 or older1
    • $6,750 (family) $7,750 if age 55 or older1

1Catch up contributions up to $1,000 allowed if age 55 by the end of the year