Relax even before you move in — we’ll work with you to find the best home mortgage for your budget.

Key Features

  • Competitive Rates
  • Flexible Terms
  • Variety of Programs
  • Local Processing
  • Buy your dream home or investment property
  • First time homebuyers welcome
  • Competitive fixed rates
  • Wide variety of programs:
    • Conventional fixed rate loans
    • Federal Housing Administration (FHA) loans with easy financing terms
    • Veteran's Administration (VA) loans specifically for our veterans
    • Rural Housing Development loans
  • Pre-qualify for greater buying power
  • Attentive, friendly service from start to finish
  • Competitive rates for your home construction project
  • Available for primary residence or second home construction
  • Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
  • Payments are interest-only during construction phase
  • Payments are made on the amount drawn on your loan sufficient to pay your builder
  • Construction draws applied in stages based on work completed
  1. Access the loan application (PDF) by clicking the Apply Now button. You can complete the form on your computer by typing in the spaces provided or by printing the application and completing the information clearly with blue or black ink. In both cases, please review your application thoroughly. Finally, sign and date your application.
  2. Bring your application into any branch. If you are applying with another person, please make certain that they also sign and date the application. For your security, please do not scan and email your application.