Add Kasasa Saver® to your Kasasa Cash® checking account. Then sit back and save in one fell swoop.
Free Online Services
- Build your savings effortlessly
- Your Kasasa Saver links to free Kasasa Cash
- Automatic transfers of Kasasa Cash earnings
- 1.01% APY1 on balances up to $15,000
- 1.01% to 0.57% APY1 on portion of balances over $15,000 depending on balance in account
- 0.10% APY1 if qualifications are not met in Kasasa Cash
- No minimum balance to earn rewards
- Free online services
- $1 minimum deposit to open2
Qualifying is a Snap!
Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment post and settle
- At least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!
1APY=Annual Percentage Yield. APYs accurate as of 02/28/2018. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $1 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to a maximum total of $45 per month and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 2.01%; and (3) balances over $15,000 earn 0.50% interest rate on the portion of the balance over $15,000, resulting in 2.01% - 0.70% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.10% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more business days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $15,000 in Kasasa Saver receive an APY of 1.01%; and (2) balances over $15,000 in Kasasa Saver earn 0.50% interest rate on portion of balance over $15,000, resulting in 1.01% - 0.57% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.10% APY. Transfers between accounts do not count as qualifying transactions. Kasasa Saver is a Money Market Account and federal regulations limit the number of preauthorized withdrawals to no more than six (6) per monthly statement cycle. Each withdrawal in excess of these limitations is subject to a $10 penalty. Accounts that exceed the transaction limitations on more than an occasional basis will be either transferred to another account type or restricted of transfer and draft capabilities. Contact us for more information. Kasasa, Kasasa Cash, Kasasa Tunes and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.
2All new accounts are subject to a $10 fee if the account is closed within 180 days of opening the account.